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Understanding Dental Insurance and Health Connections

March 8, 2024
2 min read

Your Mouth and Your Overall Health

Research continues to show strong links between oral health and whole-body health. Gum disease has been associated with heart disease, diabetes, respiratory issues, and pregnancy complications. Bacteria and inflammation in the mouth can enter the bloodstream and affect other parts of the body. Taking care of your teeth and gums is an investment in your overall wellness.

How Dental Insurance Works

Most dental plans emphasize preventive care. Cleanings, exams, and X-rays are often fully or largely covered because they help avoid costlier treatment later. Basic procedures like fillings and extractions typically have a co-pay or coinsurance, while major work such as crowns, bridges, or orthodontics may be covered at a lower percentage or have annual maximums.

Understanding your plan's deductible, annual maximum, and network can help you plan care and avoid surprises. Our team at Philadelphia Dental can help you verify benefits and estimate your out-of-pocket cost before treatment.

Making the Most of Your Benefits

Use your preventive benefits every year—many plans cover two cleanings and exams at little or no cost. Schedule care early in the benefit year so you have time to complete recommended treatment before benefits reset. If you need extensive work, ask about payment plans or financing so you can spread the cost over time.

Your dental and medical health are connected. Keeping your mouth healthy supports your body, and understanding your insurance helps you access the care you need. Contact Philadelphia Dental to schedule a visit or to discuss your coverage.

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